These Terms of Use ("Terms") govern your use of the Finding Home website, programs, courses, events, coaching services, ministry services, digital content, online communities, and related offerings ("Services").

By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree with these Terms, please discontinue use of our Services.


1. Who We Are

Finding Home is a business operated by Streams and Rivers, trading as Finding Home ("Finding Home", "we", "our", or "us").

2. Eligibility

By using our Services, you confirm that:
• You are at least 18 years of age.
• You have the legal capacity to enter into these Terms.
• Any information you provide is accurate and complete.

3. Purpose of Our Services

Finding Home provides:
• Christian coaching
• Mentoring
• Prayer ministry
• Educational programs
• Courses and digital resources
• Workshops and seminars
• Community support and discipleship opportunities

Our Services are educational, spiritual, mentoring, and personal development services only.

4. No Professional Advice

Our Services are not intended to replace:
• Medical treatment
• Mental health treatment
• Psychological therapy
• Psychiatric care
• Legal advice
• Financial advice

Any information provided through our Services is educational and spiritual in nature and should not be relied upon as professional advice.

You remain solely responsible for your own decisions, actions, health, relationships, finances, and wellbeing.

5. No Guarantee of Results

Every person's circumstances, history, and response to coaching, ministry, and personal development work are unique.

While we are committed to providing high-quality support and guidance, we make no guarantees regarding:
• Personal outcomes
• Healing outcomes
• Relationship outcomes
• Financial outcomes
• Spiritual outcomes
• Business outcomes

Any testimonials or examples presented are not guarantees of future results.

6. Intellectual Property

All content provided through Finding Home remains the intellectual property of Finding Home unless otherwise stated.

This includes:
• Courses
• Workbooks
• Videos
• Audio recordings
• Training materials
• Downloads
• Frameworks
• Models
• Written content
• Logos
• Branding
• Website content

You may not:
• Reproduce
• Copy
• Sell
• Republish
• Distribute
• Modify
• Share with third parties
without prior written permission.

Course access is licensed to the individual purchaser only and may not be shared.

7. Community Standards

We seek to create safe, respectful, and supportive environments.

Users agree not to:
• Harass, abuse, threaten, or intimidate others
• Disrupt group sessions or community spaces
• Share confidential information belonging to other participants
• Use our Services for unlawful purposes
• Misrepresent themselves or others

We reserve the right to remove participants from any program, event, community, or service where behaviour is deemed harmful, disruptive, abusive, or inconsistent with our values.

8. Confidentiality

We respect the privacy of participants and seek to maintain confidentiality wherever possible.

However:
• Confidentiality cannot be guaranteed in group settings.
• Participants are responsible for protecting their own privacy when sharing personal information.
• We cannot guarantee the actions of other participants.

9. Recordings

Group coaching sessions, webinars, workshops, classes, and training events may be recorded.

By participating, you consent to:
• Recording of the session
• Distribution of recordings to enrolled participants
• Reasonable educational use of recordings within Finding Home programs

If you do not wish to appear in recordings, you may choose to keep your camera off and refrain from participating verbally.

10. Third-Party Services

Our Services may contain links to third-party websites, platforms, products, or services.

We are not responsible for the content, security, privacy practices, or availability of third-party services.

Your use of third-party services is governed by their own terms and policies.

11. Suspension or Termination

We reserve the right to suspend or terminate access to our Services at our discretion where:
• These Terms are breached.
• Payments are not made when due.
• Conduct is abusive, disruptive, threatening, or inappropriate.
• Participation creates harm to other participants or the wider community.

Termination does not affect any payment obligations already incurred.

12. Limitation of Liability

To the fullest extent permitted by law:

Finding Home, its owners, employees, contractors, volunteers, and representatives shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use of our Services.

You acknowledge that participation in coaching, ministry, courses, programs, events, and communities is voluntary and undertaken at your own risk.

13. Indemnity

You agree to indemnify and hold harmless Finding Home and its representatives from any claims, losses, damages, liabilities, costs, or expenses arising from:
• Your use of the Services
• Breach of these Terms
• Violation of any law or third-party rights

14. Changes to These Terms

We may update these Terms from time to time.

Updated versions will be posted on our website and become effective immediately upon publication unless otherwise stated.

Continued use of our Services constitutes acceptance of any revised Terms.

15. Governing Law

These Terms are governed by the laws of Queensland, Australia.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia.

16. Contact Us

Finding Home

Streams and Rivers (Trading as Finding Home)

Email: hello@findinghome.life
Website: www.findinghome.com.au